Trip Protection
Our Trip Protection helps you recover pre-paid expenses should you need to cancel your trip for a covered reason prior to departure, or should you experience an unexpected interruption or delay during your trip. You also receive protection for lost, stolen or damaged baggage.
Why do I need Trip Protection Insurance?
Do your travel plans include a hotel room, vacation package, flight or other costs that are non-refundable? Trip Protection Insurance can help you recover those non-refundable, prepaid expenses should an unexpected situation such as these arise:
- An event that leads the Government of Canada to issue a general recommendation not to travel to the region (plan must be purchased prior to the Government’s recommendation)
- Illness that requires a doctor’s attention prior to or hospitalization during your trip
- Adverse weather conditions resulting in cancellations or delays
- Unexpected death in the family
- New pregnancy where the covered individual is expected to travel during the 32nd week or later (coverage is not available once the 32nd week of pregnancy begins)
- Jury duty (except for Law enforcement officers)
- Loss of employment (must be employed permanently for at least 1 consecutive year)
Stolen backpack leads to travel emergency
After completing his Bachelor of Nursing degree at the British Columbia Institute of Technology, 23-year old Kamal embarked on a month-long backpacking trip to Southeast Asia...
Flight disruption causes unexpected travel expenses
To celebrate their 10-year wedding anniversary, Lindsey and Steve decided to go on a romantic trip to Italy...
COVID-19 disruption and quarantine expenses
Emily and Craig Andrews and their two young children were travelling to Scotland for their first family reunion in nearly 10 years...
| Coverage | Within 72 hours of trip purchase | More than 72 hours after trip purchase |
|---|---|---|
| Trip Cancellations | ||
| Trip Interruptions | ||
| Trip Delays | ||
| Baggage Loss/Theft | ||
| Air Flight Accident | ||
| Accidental Death & Dismemberment |
What if I choose to cancel my trip?
The answer to this question and more can be found in our Frequently Asked Questions
Enjoy peace of mind on your travels with full Trip Protection
- Trip Cancellation
- Trip Interruption
- Air Flight Accident
- Accidental Death & Dismemberment
- Lost Baggage
If you don’t want full Trip Protection, you can also choose your own coverage
Trip Cancellation (with Interruption)
Coverage for pre-paid travel fees if your trip gets unexpectedly cancelled before departure or interrupted once it’s begun.
Trip Interruption
Air Flight Accident
Coverage injury or death following a flight accident.
Accidental Death and Dismemberment
Baggage
Coverage for lost, stolen or damaged baggage. Also provides coverage to purchase items while baggage is delayed.