Members
Plan Sponsors
Providers
Advisors
Get A Quote
Sign-in
Menu
For Members
Plan Overview
For Individuals & Families
Download our app
Find a Plan
Products Overview
For Individuals & Families
Personal Health & Dental
Critical Illness Insurance
Travel Insurance
Small to Medium Business
Large Business
Advice Center
Insurance Basics
Choosing Coverage
Get more from your coverage
FAQ's
About Us
Our Company
Careers
In the Community
News
Contact
Tell us what you're looking for?
The Advice Centre
How can we help you?
Advice Home
Insurance basics
Demystifying health coverage
Useful information based on common questions about insurance we hear from people like you every day
How to make a claim
Insurance made easy
Understanding plan limits / exclusions
Get more from your coverage
Maximize your benefits
Use your benefit coverage to its full potential
Lowering your out-of-pocket costs
Understanding your drug coverage
Tools and resources
Choosing coverage
How to choose a plan
Things to look for when choosing the right plan for you, your family or your business
For you and your family
For your business
For when you're travelling
FAQs
Frequently Asked Questions
Most of your benefit coverage inquiries can be answered by consulting our frequently asked questions
About ID Cards
About health coverage
About dental coverage
About travel coverage
About Health Spending Accounts
Online Drug Claims
Skip Navigation Links
Pacific Blue Cross
>
Advice Centre Home
>
Insurance Basics
Insurance Basics
Understanding how health insurance works can be challenging. We want to help you demystify your health coverage so we‘ve assembled some useful information based on common questions we hear from people looking to purchase coverage and from our plan members every day.
Travel coverage can protect more than just medical emergencies
January 13, 2015
What else can your Travel Insurance Plan protect you from?
Difference between Out of Country (group) and PBC Travel coverage
October 9, 2013
In most cases, PBC Travel plans offer more protection than out-of-country coverage through your group health plan.
What's the difference between my private drug plan and BC PharmaCare
October 9, 2013
The BC government's Fair PharmaCare plan helps protect British Columbians from high drug costs by subsidizing eligible drugs and other designated medical supplies prescribed by a physician
How to claim online
January 13, 2015
Get your claims processed faster by using our online claiming system
WorkSafe BC Accident and Injury Reimbursement Agreement
September 18, 2018
Our plans contain an exclusion that prohibits us from paying workplace-related illnesses or injuries
How to make a claim (Out Province)
October 9, 2013
Before you leave the province, it’s important that you understand what is covered under your health plan and the impact a large claim could have.
Show More
