- What is Critical Illness insurance?
Critical Illness Insurance provides a lump-‐sum benefit that helps alleviate some of the financial stress that may result from being diagnosed with a critical illness. With Critical Illness Insurance, if you are diagnosed with one of the 3 covered conditions and survive the 30-‐day Survival Period, you are eligible to make a claim. With extra financial protection during your recovery, you’re able to spend less time worrying about your finances and more time concentrating on getting well.
- Why do I need Critical Illness insurance?
With advances in medicine, more and more people are surviving critical illnesses; however, recovery can come at a financial cost. Critical Illness Insurance can help you pay for expenses that private and provincial health-‐care plans may not cover, such as:
- Experimental new medical treatments
- Private nursing or personal support worker
- Home modifications
- Reduced or lost income if your spouse needs to take time off work to care for you
- How much coverage can I get?
You can apply for coverage in units of $25,000, up to a maximum of $100,000. (ie. $25,000, $50,000, $75,000 or $100,000).
- Am I eligible for coverage?
To be eligible for coverage you must be between 18 and 50 years of age.
- How do I make a claim?
Contact Pacific Blue Cross for more information or to speak with one of our Service Representatives:
Telephone: 604 419 2000
Toll-free Outside the Greater Vancouver Area:
1 877 PAC-BLUE (1 877 722-2583)
Pacific Blue Cross
PO Box 7000
Vancouver, BC V6B 4E1