Guaranteed Acceptance health plans for every body and mind.

Simple, flexible, affordable health plans with no medical review.

Get a quote now for a chance to win $1,000 health cash!*

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*Contest ends April 30, 2023. Open to BC residents only.

Get a quote for a chance to win $1,000 health cash

Once submitted, a Personal Health Insurance expert will be in touch to review plan details and provide a free, personalized quote.

Act fast. Contest ends April 30, 2023.



Health and dental coverage without the wait

Self-employed, between gigs, or retiring?

Guaranteed Acceptance Personal Health Insurance from Pacific Blue Cross offers flexible protection against high out-of-pocket costs not covered by government MSP, such as:

  • Clinical counselling, psychology, digital CBT
  • Prescription drugs
  • Vision and Dental care
  • Massage and physiotherapy

With no waiting period on most benefits, you can put your health first the day you purchase your plan.

Here’s an example of how British Columbians use our health plans:

picture of Kailey, Freelancer, 28

With Guaranteed Acceptance from Pacific Blue Cross, I was able to get access to a clinical counsellor and a dentist from day 1 of my plan.

Mental Wellness

Best-in-market coverage specifically for psychologists, clinical counsellors, and online CBT.

Enhanced coverage for women

Including birth control coverage and boosted benefits for new or expecting parents.

Guaranteed acceptance

No medical review, and no waiting period on most benefits.

We're BC's health experts

We know BC best through our member insights and understanding of the local health care system.

Plans for every body and mind

We celebrate diversity across our province. That’s why our Guaranteed Acceptance plans cover every mind and body-- no matter who you are or how your health is.

Virtual Care

All Pacific Blue Cross Health Insurance plans include 24/7 access to virtual care and prescriptions directly to your door.